If you are unable to use one of the local veterinary clinics, we have a list of nearby low cost veterinary clinics that may provide you an alternative for routine veterinary care as well as procedures such as dentals and urgent care.
Veterinary Care Assistance
If you need assistance with medical expenses for your pet's care, here are several options.
Care Credit offers financing for the whole family, including your furry family member. Care Credit is accepted by most veterinarians and functions much like a credit card. The card can be used for routine care, as well as emergencies and surgeries. You can apply in person wherever Care Credit is accepted or you can visit the Care Credit website to apply online.
The Bella Foundation is a non-profit organization based in Oklahoma City created to assist low-income, elderly, or terminally ill pet owners with the cost of veterinary care when it cannot be afforded and also find permanent loving homes for rescued animals. Please visit the Bella Foundation website to review the guidelines to be considered for their program. The nonprofit organization also has a veterinary clinic in Oklahoma City. If you are interested in finding out more about their services, call (405) 286-2827.
Your friends and family may be more than willing to help you with your veterinary expenses. Waggle.org is a nonprofit service that will help you set up an account for urgent medical care for your pet and will help you promote the account through social media. The nonprofit requires you have an estimate from a veterinarian and the money will be paid directly to the clinic of your choice.
Go Fund Me
Consider making a Go Fund Me page with an explanation of why you need help and an endearing photo of you and your companion. You might be surprised how many of your loved ones want to help you. If you use Go Fund Me, a portion of the proceeds are paid to the organization whereas when you use Waggle, all of the contributions go directly towards the care of your pet but you will be required to provide an estimate for your pet's care.
The Pet Fund
The Pet Fund is a national non-profit association that provides financial assistance to owners who need veterinary care. They only provide assistance for pets that need treatment that is non-urgent and non-routine. The Pet Fund typically has a waiting list. Please visit the Pet Fund website to review the instructions to apply for assistance.
Harley's Hope Foundation
Harley's Hope Foundation is another national non-profit association that provides financial assistance for low-income families needing unforeseen veterinary care. Please visit the Harley's Hope Foundation website to review the guidelines to be considered for their program.
Scratchpay is a finance company that provides loans for anywhere from 90 days to 24 months. The company only works with certain veterinarians so you should check the website to ensure that your vet accepts Scratchpay payments. Interest rates are based on your personal and financial profile. Once approved, you can instantly see your rate and choose a payment plan that works best for you and your current financial situation. Scratchpay will pay the veterinary clinic immediately after you’re approved.
They currently offer two payment plans: 90-day repayment with no interest or an installment plan over a 12-24 month period with interest, based on your qualifying rate. There is a monthly automatic payment option so you can have funds taken out of your bank to pay any loans you accept and you can pay back the loan early with no prepayment penalties.
Are you looking for other resources or do you live outside the Norman city limits? Here are other resources in our state.